{"id":2459,"date":"2026-06-16T17:59:16","date_gmt":"2026-06-16T14:29:16","guid":{"rendered":"https:\/\/bimebazar.com\/wiki\/?p=2459"},"modified":"2026-06-16T17:59:17","modified_gmt":"2026-06-16T14:29:17","slug":"statutory-reserve","status":"publish","type":"post","link":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/","title":{"rendered":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0641\u0647\u0648\u0645:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bimebazar.com\/wiki\/insurance-terms\/insurance-reserve\/\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647<\/a> \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0634\u0631\u06a9\u062a \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u062d\u0627\u06a9\u0645\u060c \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0647\u0631 \u062f\u0648\u0631\u0647 \u0645\u0627\u0644\u06cc \u0627\u0632 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0633\u0631 \u0648 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0645\u0646\u062a\u0642\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u062a\u0627 \u0632\u0645\u0627\u0646 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0642\u0641 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0642\u0627\u0628\u0644 \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u0646\u06cc\u0633\u062a \u0648 \u0647\u062f\u0641 \u0627\u0632 \u062a\u0634\u06a9\u06cc\u0644 \u0622\u0646\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0627\u0633\u062a\u062d\u06a9\u0627\u0645 \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a\u060c \u062d\u0645\u0627\u06cc\u062a \u0627\u0632 \u062d\u0642\u0648\u0642 \u0637\u0644\u0628\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0630\u06cc\u200c\u0646\u0641\u0639\u0627\u0646\u060c \u0648 \u0627\u06cc\u062c\u0627\u062f \u067e\u0634\u062a\u0648\u0627\u0646\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u06cc \u062c\u0628\u0631\u0627\u0646 \u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0622\u062a\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0627\u06cc\u0641\u0627\u06cc \u0646\u0642\u0634 \u0639\u0645\u0648\u0645\u06cc \u062f\u0631 \u062d\u0642\u0648\u0642 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062a\u062c\u0627\u0631\u06cc\u060c \u0627\u0632 \u0645\u0646\u0638\u0631 \u0646\u0638\u0627\u0631\u062a \u0645\u0627\u0644\u06cc\u060c \u06a9\u0641\u0627\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0648 \u062d\u0641\u0627\u0638\u062a \u0627\u0632 \u0645\u0646\u0627\u0641\u0639 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631\u0627\u0646 \u0646\u06cc\u0632 \u0627\u0647\u0645\u06cc\u062a \u062f\u0627\u0631\u062f\u061b \u0632\u06cc\u0631\u0627 <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-terms\/insurance-company\/\">\u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647<\/a> \u0628\u0627 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u0644\u0646\u062f\u0645\u062f\u062a\u060c <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-terms\/risk\/\">\u0631\u06cc\u0633\u06a9<\/a>\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0631\u06cc\u060c \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0628\u0627\u0632\u0627\u0631 \u0648 \u0646\u0648\u0633\u0627\u0646\u0627\u062a \u062e\u0633\u0627\u0631\u062a \u0645\u0648\u0627\u062c\u0647 \u0627\u0633\u062a \u0648 \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0646\u06cc\u0627\u0632\u0645\u0646\u062f \u0645\u0646\u0627\u0628\u0639 \u0627\u062d\u062a\u06cc\u0627\u0637\u06cc \u06a9\u0627\u0641\u06cc \u0628\u0631\u0627\u06cc \u062c\u0630\u0628 \u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0627\u0633\u062a..<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0628\u0646\u0627\u06cc \u062d\u0642\u0648\u0642\u06cc:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0628\u0646\u0627\u06cc \u0627\u0635\u0644\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u062f\u0631 <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-laws\/commercial-code\/\">\u0642\u0627\u0646\u0648\u0646 \u062a\u062c\u0627\u0631\u062a<\/a> \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a. \u0645\u0637\u0627\u0628\u0642 \u0645\u0627\u062f\u0647 \u06f1\u06f4\u06f0 \u0642\u0627\u0646\u0648\u0646 \u062a\u062c\u0627\u0631\u062a\u060c \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0633\u0647\u0627\u0645\u06cc \u0645\u06a9\u0644\u0641\u200c\u0627\u0646\u062f \u0647\u0631 \u0633\u0627\u0644 \u062d\u062f\u0627\u0642\u0644 \u067e\u0646\u062c \u062f\u0631\u0635\u062f \u0627\u0632 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u062e\u0648\u062f \u0631\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u062e\u062a\u0635\u0627\u0635 \u062f\u0647\u0646\u062f \u062a\u0627 \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0645\u062c\u0645\u0648\u0639 \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u0647 \u062f\u0647 \u062f\u0631\u0635\u062f \u0633\u0631\u0645\u0627\u06cc\u0647 \u0634\u0631\u06a9\u062a \u0628\u0631\u0633\u062f. \u067e\u0633 \u0627\u0632 \u062a\u062d\u0642\u0642 \u0627\u06cc\u0646 \u0633\u0642\u0641\u060c \u062a\u06a9\u0644\u06cc\u0641 \u0642\u0627\u0646\u0648\u0646\u06cc \u0645\u0632\u0628\u0648\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f\u060c \u0645\u06af\u0631 \u0622\u0646\u06a9\u0647 \u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635\u060c \u0627\u0633\u0627\u0633\u0646\u0627\u0645\u0647 \u0634\u0631\u06a9\u062a \u06cc\u0627 \u062a\u0635\u0645\u06cc\u0645 \u0645\u062c\u0645\u0639 \u0639\u0645\u0648\u0645\u06cc \u0645\u0642\u0631\u0631\u0627\u062a \u062f\u06cc\u06af\u0631\u06cc \u0645\u0642\u0631\u0631 \u06a9\u0631\u062f\u0647 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u06cc\u0632\u060c \u0627\u0632 \u0622\u0646\u062c\u0627 \u06a9\u0647 \u063a\u0627\u0644\u0628\u0627\u064b \u062f\u0631 \u0642\u0627\u0644\u0628 \u0634\u0631\u06a9\u062a \u0633\u0647\u0627\u0645\u06cc \u0641\u0639\u0627\u0644\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u062a\u0627\u0628\u0639 \u0627\u06cc\u0646 \u062d\u06a9\u0645 \u0647\u0633\u062a\u0646\u062f. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u062f\u0631 \u0635\u0646\u0639\u062a \u0628\u06cc\u0645\u0647\u060c \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0646\u0627\u0638\u0631 \u0628\u0631 <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-terms\/financial-solvency\/\">\u062a\u0648\u0627\u0646\u06af\u0631\u06cc \u0645\u0627\u0644\u06cc<\/a> \u0648 \u06a9\u0641\u0627\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0647\u0645\u06cc\u062a \u0639\u0645\u0644\u06cc \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0631\u0627 \u0641\u0631\u0627\u062a\u0631 \u0627\u0632 \u062d\u062f\u0627\u0642\u0644 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646 \u062a\u062c\u0627\u0631\u062a \u0642\u0631\u0627\u0631 \u062f\u0647\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0627\u0647\u06cc\u062a \u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0632 \u0645\u062d\u0644 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0647\u0632\u06cc\u0646\u0647 \u062a\u0644\u0642\u06cc \u0646\u0645\u06cc\u200c\u06af\u0631\u062f\u062f\u061b \u0628\u0644\u06a9\u0647 \u0646\u0648\u0639\u06cc \u062a\u062e\u0635\u06cc\u0635 \u0633\u0648\u062f \u0627\u0633\u062a. \u0628\u0647 \u0628\u06cc\u0627\u0646 \u062f\u06cc\u06af\u0631\u060c \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u0627\u0639\u062b \u06a9\u0627\u0647\u0634 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u062f\u0648\u0631\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0628\u0644\u06a9\u0647 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0648\u062f \u062a\u062d\u0642\u0642\u200c\u06cc\u0627\u0641\u062a\u0647 \u0631\u0627 \u0627\u0632 \u0642\u0644\u0645\u0631\u0648 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u062e\u0627\u0631\u062c \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0632 \u062d\u06cc\u062b \u062a\u0631\u0627\u0632\u0646\u0627\u0645\u0647\u200c\u0627\u06cc\u060c \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u062f\u0631 \u0632\u0645\u0631\u0647 \u062d\u0642\u0648\u0642 \u0635\u0627\u062d\u0628\u0627\u0646 \u0633\u0647\u0627\u0645 \u0637\u0628\u0642\u0647\u200c\u0628\u0646\u062f\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0646\u0647 \u0628\u062f\u0647\u06cc\u200c\u0647\u0627 \u0648 \u0646\u0647 \u0630\u062e\u0627\u06cc\u0631 \u0641\u0646\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc. \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0646\u0628\u0627\u06cc\u062f \u0622\u0646 \u0631\u0627 \u0628\u0627 \u0630\u062e\u0627\u06cc\u0631 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647\u200c\u06af\u0631\u06cc\u060c \u0645\u0627\u0646\u0646\u062f \u0630\u062e\u06cc\u0631\u0647 <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-terms\/premium\/\">\u062d\u0642\u200c\u0628\u06cc\u0645\u0647<\/a> \u0639\u0627\u06cc\u062f \u0646\u0634\u062f\u0647\u060c \u0630\u062e\u06cc\u0631\u0647 \u062e\u0633\u0627\u0631\u062a \u0645\u0639\u0648\u0642\u060c \u06cc\u0627 \u0633\u0627\u06cc\u0631 \u0630\u062e\u0627\u06cc\u0631 \u0641\u0646\u06cc \u0627\u0634\u062a\u0628\u0627\u0647 \u06af\u0631\u0641\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0647\u062f\u0627\u0641 \u0648 \u06a9\u0627\u0631\u06a9\u0631\u062f:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u062f\u0641 \u0627\u0635\u0644\u06cc \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0627\u06cc\u062c\u0627\u062f \u06cc\u06a9 \u0633\u067e\u0631 \u0645\u0627\u0644\u06cc \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u0627\u0633\u062a \u062a\u0627 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0646\u0648\u0633\u0627\u0646\u0627\u062a \u0639\u0645\u0644\u06a9\u0631\u062f\u060c \u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631\u0645\u0646\u062a\u0638\u0631\u0647 \u0648 \u06a9\u0627\u0647\u0634 \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0633\u0648\u062f\u0622\u0648\u0631\u06cc\u060c \u0627\u0632 \u062b\u0628\u0627\u062a \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0634\u0648\u062f. \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u06a9\u0627\u0631\u06a9\u0631\u062f\u0647\u0627\u06cc \u0622\u0646 \u0639\u0628\u0627\u0631\u062a\u200c\u0627\u0646\u062f \u0627\u0632:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0642\u0648\u06cc\u062a \u0628\u0646\u06cc\u0647 \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a<\/li>\n\n\n\n<li>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0638\u0631\u0641\u06cc\u062a \u062c\u0630\u0628 \u0632\u06cc\u0627\u0646<\/li>\n\n\n\n<li>\u062d\u0645\u0627\u06cc\u062a \u0627\u0632 \u0637\u0644\u0628\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0630\u06cc\u200c\u0646\u0641\u0639\u0627\u0646<\/li>\n\n\n\n<li>\u0645\u062d\u062f\u0648\u062f \u06a9\u0631\u062f\u0646 \u062a\u0648\u0632\u06cc\u0639 \u06a9\u0627\u0645\u0644 \u0633\u0648\u062f<\/li>\n\n\n\n<li>\u0627\u0631\u062a\u0642\u0627\u06cc \u062b\u0628\u0627\u062a \u0645\u0627\u0644\u06cc \u0648 \u0627\u0646\u0636\u0628\u0627\u0637 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u0627\u06cc<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0627\u06cc\u0646 \u06a9\u0627\u0631\u06a9\u0631\u062f\u0647\u0627 \u0627\u0647\u0645\u06cc\u062a \u0645\u0636\u0627\u0639\u0641 \u062f\u0627\u0631\u0646\u062f\u061b \u0632\u06cc\u0631\u0627 \u0628\u062e\u0634 \u0645\u0647\u0645\u06cc \u0627\u0632 \u062a\u0639\u0647\u062f\u0627\u062a <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-basics\/insurer\/\">\u0628\u06cc\u0645\u0647\u200c\u06af\u0631<\/a> \u0645\u0627\u0647\u06cc\u062a \u0622\u062a\u06cc \u0648 \u0628\u0631\u0622\u0648\u0631\u062f\u06cc \u062f\u0627\u0631\u062f \u0648 \u0647\u0631\u06af\u0648\u0646\u0647 \u0636\u0639\u0641 \u062f\u0631 \u0633\u0627\u062e\u062a\u0627\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062a\u0648\u0627\u0646 \u0627\u06cc\u0641\u0627\u06cc \u062a\u0639\u0647\u062f\u0627\u062a \u0631\u0627 \u062a\u0647\u062f\u06cc\u062f \u06a9\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062c\u0627\u06cc\u06af\u0627\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u06cc\u0631\u0627\u0646:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0647\u0631\u0686\u0646\u062f \u062c\u0632\u0621 \u0630\u062e\u0627\u06cc\u0631 \u0641\u0646\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0646\u06cc\u0633\u062a\u060c \u0627\u0645\u0627 \u062f\u0631 \u0639\u0645\u0644 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u062c\u0632\u0627\u06cc \u0645\u0647\u0645 \u0633\u0627\u062e\u062a\u0627\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0630\u062e\u0627\u06cc\u0631 \u0641\u0646\u06cc \u0628\u0631\u0627\u06cc \u067e\u0648\u0634\u0634 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647\u200c\u06af\u0631\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c \u062d\u0627\u0644 \u0622\u0646\u06a9\u0647 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631\u0627\u06cc \u062a\u0642\u0648\u06cc\u062a \u062d\u0642\u0648\u0642 \u0635\u0627\u062d\u0628\u0627\u0646 \u0633\u0647\u0627\u0645 \u0648 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062a\u0648\u0627\u0646 \u062c\u0630\u0628 \u0632\u06cc\u0627\u0646 \u0628\u0647\u200c\u06a9\u0627\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0632 \u0627\u06cc\u0646 \u0645\u0646\u0638\u0631\u060c \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0647\u200c\u0637\u0648\u0631 \u063a\u06cc\u0631\u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0631 \u062a\u0648\u0627\u0646\u06af\u0631\u06cc \u0645\u0627\u0644\u06cc \u0627\u062b\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f\u060c \u0632\u06cc\u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u0635\u0627\u062d\u0628\u0627\u0646 \u0633\u0647\u0627\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0646\u0633\u0628\u062a\u200c\u0647\u0627\u06cc \u0646\u0638\u0627\u0631\u062a\u06cc \u0631\u0627 \u0628\u0647\u0628\u0648\u062f \u062f\u0647\u062f \u0648 \u062d\u0627\u0634\u06cc\u0647 \u0627\u0645\u0646 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u0627\u06cc\u062c\u0627\u062f \u06a9\u0646\u062f. \u0627\u0644\u0628\u062a\u0647 \u0627\u062b\u0631 \u0622\u0646 \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0627\u062a \u0646\u0638\u0627\u0631\u062a\u06cc \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062a\u0627\u0628\u0639 \u062a\u0639\u062f\u06cc\u0644\u0627\u062a \u0648 \u0637\u0628\u0642\u0647\u200c\u0628\u0646\u062f\u06cc\u200c\u0647\u0627\u06cc \u0645\u0642\u0631\u0631\u0627\u062a\u06cc \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0646\u062d\u0648\u0647 \u062a\u0634\u06a9\u06cc\u0644:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u062c\u0627\u062f \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0647\u0631 \u0633\u0627\u0644 \u0645\u0627\u0644\u06cc \u0648 \u067e\u0633 \u0627\u0632 \u062a\u0639\u06cc\u06cc\u0646 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0641\u0631\u0627\u06cc\u0646\u062f \u0622\u0646 \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0639\u0645\u0648\u0644 \u0686\u0646\u06cc\u0646 \u0627\u0633\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0639\u06cc\u06cc\u0646 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u062f\u0648\u0631\u0647<\/li>\n\n\n\n<li>\u06a9\u0633\u0631 \u0633\u0647\u0645 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631\u0627\u06cc \u0627\u0646\u062f\u0648\u062e\u062a\u0647<\/li>\n\n\n\n<li>\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0628\u0644\u063a \u0645\u0632\u0628\u0648\u0631 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc<\/li>\n\n\n\n<li>\u062a\u0639\u06cc\u06cc\u0646 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u0628\u0631\u0627\u06cc \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646\u060c \u062a\u0634\u06a9\u06cc\u0644 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u06a9 \u0647\u0632\u06cc\u0646\u0647 \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc \u0646\u06cc\u0633\u062a\u060c \u0628\u0644\u06a9\u0647 \u06cc\u06a9 \u062a\u0635\u0645\u06cc\u0645 \u062a\u062e\u0635\u06cc\u0635 \u0633\u0648\u062f \u067e\u0633 \u0627\u0632 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0635\u0648\u0644\u0627\u064b \u0628\u0631\u0627\u06cc \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u0627\u06cc\u062c\u0627\u062f \u0646\u0634\u062f\u0647 \u0627\u0633\u062a \u0648 \u0645\u0635\u0631\u0641 \u0622\u0646 \u062a\u0627\u0628\u0639 \u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc \u0648 \u0627\u0633\u0627\u0633\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0627\u0633\u062a. \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631 \u0634\u0631\u0627\u06cc\u0637 \u062e\u0627\u0635\u060c \u0645\u0627\u0646\u0646\u062f \u062c\u0628\u0631\u0627\u0646 \u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0627\u0646\u0628\u0627\u0634\u062a\u0647 \u06cc\u0627 \u062f\u0631 \u062d\u062f\u0648\u062f\u06cc \u06a9\u0647 \u0642\u0627\u0646\u0648\u0646 \u0627\u062c\u0627\u0632\u0647 \u062f\u0627\u062f\u0647 \u0628\u0627\u0634\u062f\u060c \u0627\u0645\u06a9\u0627\u0646\u200c\u067e\u0630\u06cc\u0631 \u0627\u0633\u062a. \u062f\u0631 \u063a\u06cc\u0631 \u0627\u06cc\u0646 \u0635\u0648\u0631\u062a\u060c \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u0627\u06cc\u062f \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u067e\u0634\u062a\u0648\u0627\u0646\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u06cc \u062d\u0641\u0638 \u062b\u0628\u0627\u062a \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a \u0628\u0627\u0642\u06cc \u0628\u0645\u0627\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062a\u0641\u0627\u0648\u062a \u0628\u0627 <a href=\"https:\/\/bimebazar.com\/wiki\/insurance-basics\/contingency-reserve\/\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0627\u062d\u062a\u06cc\u0627\u0637\u06cc<\/a>:<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0644\u0632\u0627\u0645 \u0642\u0627\u0646\u0648\u0646 \u062a\u0634\u06a9\u06cc\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0645\u06cc\u0632\u0627\u0646 \u0622\u0646 \u062a\u0648\u0633\u0637 \u0645\u0642\u0631\u0631\u0627\u062a \u0645\u0634\u062e\u0635 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u0645\u0627 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0627\u062d\u062a\u06cc\u0627\u0637\u06cc \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0631 \u0627\u0633\u0627\u0633 \u0633\u06cc\u0627\u0633\u062a \u0647\u06cc\u0626\u062a\u200c\u0645\u062f\u06cc\u0631\u0647\u060c \u0645\u062c\u0645\u0639 \u0639\u0645\u0648\u0645\u06cc \u06cc\u0627 \u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0627\u062d\u062a\u06cc\u0627\u0637\u06cc \u0634\u0631\u06a9\u062a \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0647\u062f\u0641 \u0622\u0646 \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627 \u06cc\u0627 \u0639\u062f\u0645 \u0642\u0637\u0639\u06cc\u062a\u200c\u0647\u0627\u06cc \u062e\u0627\u0635 \u0627\u0633\u062a. \u0628\u0647 \u0647\u0645\u06cc\u0646 \u062f\u0644\u06cc\u0644\u060c \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0645\u0627\u0647\u06cc\u062a\u06cc \u0627\u062c\u0628\u0627\u0631\u06cc \u062f\u0627\u0631\u062f \u0627\u0645\u0627 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0627\u062d\u062a\u06cc\u0627\u0637\u06cc \u0639\u0645\u062f\u062a\u0627\u064b \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0627 \u0645\u0641\u0627\u0647\u06cc\u0645 \u0646\u0632\u062f\u06cc\u06a9:<\/strong><strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u0648\u0627\u0646\u06af\u0631\u06cc \u0645\u0627\u0644\u06cc:<\/strong> \u0648\u062c\u0648\u062f \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0645\u0648\u062c\u0628 \u062a\u0642\u0648\u06cc\u062a \u062d\u0642\u0648\u0642 \u0635\u0627\u062d\u0628\u0627\u0646 \u0633\u0647\u0627\u0645 \u0648 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0638\u0631\u0641\u06cc\u062a \u067e\u0630\u06cc\u0631\u0634 \u0631\u06cc\u0633\u06a9 \u062f\u0631 \u0634\u0631\u06a9\u062a \u0634\u0648\u062f. \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647\u060c \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u0647\u200c\u0637\u0648\u0631 \u063a\u06cc\u0631\u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0631 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u06a9\u0641\u0627\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0648 \u062a\u0648\u0627\u0646\u06af\u0631\u06cc \u0645\u0627\u0644\u06cc \u0627\u062b\u0631 \u0645\u062b\u0628\u062a \u062f\u0627\u0631\u062f. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u062f\u0631 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc\u200c\u0647\u0627\u06cc \u0646\u0638\u0627\u0631\u062a\u06cc \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u06a9\u06cc\u0641\u06cc\u062a\u060c \u0642\u0627\u0628\u0644\u06cc\u062a \u0627\u062a\u06a9\u0627 \u0648 \u062f\u0631\u062c\u0647 \u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc \u0627\u062c\u0632\u0627\u06cc \u062d\u0642\u0648\u0642 \u0635\u0627\u062d\u0628\u0627\u0646 \u0633\u0647\u0627\u0645 \u0645\u0648\u0631\u062f \u062a\u0648\u062c\u0647 \u0642\u0631\u0627\u0631 \u06af\u06cc\u0631\u062f \u0648 \u0647\u0645\u0647 \u0627\u0642\u0644\u0627\u0645 \u0628\u0647\u200c\u06cc\u06a9\u0633\u0627\u0646 \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0627\u062a \u0644\u062d\u0627\u0638 \u0646\u0634\u0648\u0646\u062f.<\/li>\n\n\n\n<li><strong>\u062d\u0627\u06a9\u0645\u06cc\u062a \u0634\u0631\u06a9\u062a\u06cc: <\/strong>\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0647\u0645 \u062d\u0627\u06a9\u0645\u06cc\u062a \u0634\u0631\u06a9\u062a\u06cc \u0627\u0633\u062a\u060c \u0632\u06cc\u0631\u0627 \u0645\u0627\u0646\u0639 \u0627\u0632 \u0622\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u062a\u0645\u0627\u0645\u06cc \u0633\u0648\u062f \u062a\u062d\u0642\u0642\u200c\u06cc\u0627\u0641\u062a\u0647 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u062a\u0648\u0632\u06cc\u0639 \u0634\u0648\u062f \u0648 \u0634\u0631\u06a9\u062a \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0628\u062f\u0648\u0646 \u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u0628\u0645\u0627\u0646\u062f. \u0627\u06cc\u0646 \u0633\u0627\u0632\u0648\u06a9\u0627\u0631 \u0628\u0647 \u0627\u0646\u0636\u0628\u0627\u0637 \u0645\u0627\u0644\u06cc\u060c \u062d\u0641\u0638 \u062d\u0642\u0648\u0642 \u0630\u06cc\u200c\u0646\u0641\u0639\u0627\u0646 \u0648 \u06a9\u0627\u0647\u0634 \u0631\u0641\u062a\u0627\u0631\u0647\u0627\u06cc \u067e\u0631\u0631\u06cc\u0633\u06a9 \u0645\u062f\u06cc\u0631\u06cc\u062a\u06cc \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0645\u0641\u0647\u0648\u0645: \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0634\u0631\u06a9\u062a \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u062d\u0627\u06a9\u0645\u060c \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0647\u0631 \u062f\u0648\u0631\u0647 \u0645\u0627\u0644\u06cc \u0627\u0632 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0633\u0631 \u0648 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0645\u0646\u062a\u0642\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u062a\u0627 \u0632\u0645\u0627\u0646 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0642\u0641 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0642\u0627\u0628\u0644 \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u0646\u06cc\u0633\u062a \u0648 \u0647\u062f\u0641 \u0627\u0632 \u062a\u0634\u06a9\u06cc\u0644 \u0622\u0646\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0627\u0633\u062a\u062d\u06a9\u0627\u0645 \u0645\u0627\u0644\u06cc [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[],"class_list":["post-2459","post","type-post","status-publish","format-standard","hentry","category-insurance-basics"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/\" \/>\n<meta property=\"og:locale\" content=\"fa_IR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\" \/>\n<meta property=\"og:description\" content=\"\u0645\u0641\u0647\u0648\u0645: \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0634\u0631\u06a9\u062a \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u062d\u0627\u06a9\u0645\u060c \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0647\u0631 \u062f\u0648\u0631\u0647 \u0645\u0627\u0644\u06cc \u0627\u0632 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0633\u0631 \u0648 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0645\u0646\u062a\u0642\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u062a\u0627 \u0632\u0645\u0627\u0646 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0642\u0641 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0642\u0627\u0628\u0644 \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u0646\u06cc\u0633\u062a \u0648 \u0647\u062f\u0641 \u0627\u0632 \u062a\u0634\u06a9\u06cc\u0644 \u0622\u0646\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0627\u0633\u062a\u062d\u06a9\u0627\u0645 \u0645\u0627\u0644\u06cc [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-16T14:29:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-16T14:29:17+00:00\" \/>\n<meta name=\"author\" content=\"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0646\u0648\u0634\u062a\u0647\u200c\u0634\u062f\u0647 \u0628\u062f\u0633\u062a\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0632\u0645\u0627\u0646 \u062a\u0642\u0631\u06cc\u0628\u06cc \u0628\u0631\u0627\u06cc \u062e\u0648\u0627\u0646\u062f\u0646\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 \u062f\u0642\u06cc\u0642\u0647\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/\"},\"author\":{\"name\":\"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#\\\/schema\\\/person\\\/8d373976cad951d0b728caf0b2121a7b\"},\"headline\":\"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\",\"datePublished\":\"2026-06-16T14:29:16+00:00\",\"dateModified\":\"2026-06-16T14:29:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/\"},\"wordCount\":0,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#organization\"},\"articleSection\":[\"\u0645\u0641\u0627\u0647\u06cc\u0645 \u067e\u0627\u06cc\u0647 \u0628\u06cc\u0645\u0647\"],\"inLanguage\":\"fa-IR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/\",\"url\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/\",\"name\":\"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#website\"},\"datePublished\":\"2026-06-16T14:29:16+00:00\",\"dateModified\":\"2026-06-16T14:29:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/#breadcrumb\"},\"inLanguage\":\"fa-IR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/insurance-basics\\\/statutory-reserve\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u062e\u0627\u0646\u0647\",\"item\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#website\",\"url\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/\",\"name\":\"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\",\"description\":\"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647 \u06cc\u06a9 \u062f\u0627\u0646\u0634\u0646\u0627\u0645\u0647 \u062a\u062e\u0635\u0635\u06cc \u0648 \u062c\u0627\u0645\u0639 \u062f\u0631 \u062d\u0648\u0632\u0647 \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a.\",\"publisher\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fa-IR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#organization\",\"name\":\"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\",\"url\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fa-IR\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Asset-2.svg\",\"contentUrl\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Asset-2.svg\",\"width\":866,\"height\":491,\"caption\":\"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647\"},\"image\":{\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/bimebazar.com\\\/wiki\\\/#\\\/schema\\\/person\\\/8d373976cad951d0b728caf0b2121a7b\",\"name\":\"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fa-IR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g\",\"caption\":\"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/","og_locale":"fa_IR","og_type":"article","og_title":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","og_description":"\u0645\u0641\u0647\u0648\u0645: \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0648\u062f \u062e\u0627\u0644\u0635 \u0634\u0631\u06a9\u062a \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u06cc\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u062d\u0627\u06a9\u0645\u060c \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0647\u0631 \u062f\u0648\u0631\u0647 \u0645\u0627\u0644\u06cc \u0627\u0632 \u0633\u0648\u062f \u0642\u0627\u0628\u0644 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0633\u0631 \u0648 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0645\u0646\u062a\u0642\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u062a\u0627 \u0632\u0645\u0627\u0646 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0642\u0641 \u0645\u0642\u0631\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0642\u0627\u0628\u0644 \u062a\u0648\u0632\u06cc\u0639 \u0645\u06cc\u0627\u0646 \u0633\u0647\u0627\u0645\u062f\u0627\u0631\u0627\u0646 \u0646\u06cc\u0633\u062a \u0648 \u0647\u062f\u0641 \u0627\u0632 \u062a\u0634\u06a9\u06cc\u0644 \u0622\u0646\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0627\u0633\u062a\u062d\u06a9\u0627\u0645 \u0645\u0627\u0644\u06cc [&hellip;]","og_url":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/","og_site_name":"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","article_published_time":"2026-06-16T14:29:16+00:00","article_modified_time":"2026-06-16T14:29:17+00:00","author":"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc","twitter_card":"summary_large_image","twitter_misc":{"\u0646\u0648\u0634\u062a\u0647\u200c\u0634\u062f\u0647 \u0628\u062f\u0633\u062a":"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc","\u0632\u0645\u0627\u0646 \u062a\u0642\u0631\u06cc\u0628\u06cc \u0628\u0631\u0627\u06cc \u062e\u0648\u0627\u0646\u062f\u0646":"5 \u062f\u0642\u06cc\u0642\u0647"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/#article","isPartOf":{"@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/"},"author":{"name":"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc","@id":"https:\/\/bimebazar.com\/wiki\/#\/schema\/person\/8d373976cad951d0b728caf0b2121a7b"},"headline":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc","datePublished":"2026-06-16T14:29:16+00:00","dateModified":"2026-06-16T14:29:17+00:00","mainEntityOfPage":{"@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/"},"wordCount":0,"commentCount":0,"publisher":{"@id":"https:\/\/bimebazar.com\/wiki\/#organization"},"articleSection":["\u0645\u0641\u0627\u0647\u06cc\u0645 \u067e\u0627\u06cc\u0647 \u0628\u06cc\u0645\u0647"],"inLanguage":"fa-IR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/","url":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/","name":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc - \u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","isPartOf":{"@id":"https:\/\/bimebazar.com\/wiki\/#website"},"datePublished":"2026-06-16T14:29:16+00:00","dateModified":"2026-06-16T14:29:17+00:00","breadcrumb":{"@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/#breadcrumb"},"inLanguage":"fa-IR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bimebazar.com\/wiki\/insurance-basics\/statutory-reserve\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u062e\u0627\u0646\u0647","item":"https:\/\/bimebazar.com\/wiki\/"},{"@type":"ListItem","position":2,"name":"\u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc"}]},{"@type":"WebSite","@id":"https:\/\/bimebazar.com\/wiki\/#website","url":"https:\/\/bimebazar.com\/wiki\/","name":"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","description":"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647 \u06cc\u06a9 \u062f\u0627\u0646\u0634\u0646\u0627\u0645\u0647 \u062a\u062e\u0635\u0635\u06cc \u0648 \u062c\u0627\u0645\u0639 \u062f\u0631 \u062d\u0648\u0632\u0647 \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a.","publisher":{"@id":"https:\/\/bimebazar.com\/wiki\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bimebazar.com\/wiki\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fa-IR"},{"@type":"Organization","@id":"https:\/\/bimebazar.com\/wiki\/#organization","name":"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647","url":"https:\/\/bimebazar.com\/wiki\/","logo":{"@type":"ImageObject","inLanguage":"fa-IR","@id":"https:\/\/bimebazar.com\/wiki\/#\/schema\/logo\/image\/","url":"https:\/\/bimebazar.com\/wiki\/wp-content\/uploads\/2026\/04\/Asset-2.svg","contentUrl":"https:\/\/bimebazar.com\/wiki\/wp-content\/uploads\/2026\/04\/Asset-2.svg","width":866,"height":491,"caption":"\u0648\u06cc\u06a9\u06cc \u0628\u06cc\u0645\u0647"},"image":{"@id":"https:\/\/bimebazar.com\/wiki\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bimebazar.com\/wiki\/#\/schema\/person\/8d373976cad951d0b728caf0b2121a7b","name":"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc","image":{"@type":"ImageObject","inLanguage":"fa-IR","@id":"https:\/\/secure.gravatar.com\/avatar\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8db24044a39ef308fb65274c6744afb82b7185b113a2cc591f28ba6a4f1aebf5?s=96&d=mm&r=g","caption":"\u0641\u0627\u0637\u0645\u0647 \u0642\u0631\u0628\u0627\u0646\u06cc"}}]}},"_links":{"self":[{"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/posts\/2459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/comments?post=2459"}],"version-history":[{"count":1,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/posts\/2459\/revisions"}],"predecessor-version":[{"id":2469,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/posts\/2459\/revisions\/2469"}],"wp:attachment":[{"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/media?parent=2459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/categories?post=2459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bimebazar.com\/wiki\/wp-json\/wp\/v2\/tags?post=2459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}